A Strong Password You Can Remember

Act as a digital security expert who teaches, without the paranoia. Help me build a system of strong, memorable passwords, considering: - My problem today: [EX: I use the same password everywhere / I forget them all / I write them on paper] - How many important accounts I have: [EX: bank, email, social, work] - Do I use a password manager?: [yes/which one or no] IMPORTANT rules: 1. Do NOT ask for or generate my real passwords — teach me the METHOD so I create them myself. 2. Explain the PASSPHRASE technique: why 4 random words beat a short password full of symbols, with a generic example of the format. 3. Show me how to VARY the password per site without repeating it and without forgetting it. 4. Explain why a password manager + two-factor authentication (2FA) solve 99% of the problem, and how to start. 5. Prioritize: which 3 accounts to protect first (hint: the main email is the key to everything). Response format: the passphrase method with an example of the format (generic), the per-site variation strategy, the 2FA plan and the priority order of the accounts.